SUBROGATION
Subrogation Where the Insured Was Drunk
It cannot be said that the insured driver's intoxication exclusively caused the accident – Court of Cassation 4th Civil Chamber ruling.
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Knowledge Centre
Articles & Legislation
Up-to-date information on traffic accident compensation, vehicle value loss, and insurance law.
TRAFFIC ACCIDENT COMPENSATION
Current Regulation on Traffic Accident Compensation – Disability Assessment in Injuries
Current regulation and Court of Cassation precedents on disability assessment in injury-related traffic accident compensation cases.
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LEGISLATION
Compulsory Motor Third Party Liability Insurance General Conditions (incl. 04.12.2021 amendments)
Compulsory Motor Third Party Liability Insurance General Conditions – current text including amendments dated 04.12.2021.
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TRAFFIC OFFENCES & PENALTIES
2026 Traffic Administrative Fines and Traffic Penalty Points Regulation
Full text of the 2026 updated traffic administrative fines and traffic penalty points regulation.
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BULLETIN / COURT PRECEDENTS
Constitutional Court Decision Annulling Compulsory Traffic Insurance General Conditions
The Constitutional Court's annulment decision on traffic insurance general conditions and its impact on compensation cases.
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COURT PRECEDENTS
Liability for Medical Expenses – Court of Cassation Rulings
Landmark Court of Cassation rulings on liability for medical expenses in traffic accidents.
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TRAFFIC ACCIDENT COMPENSATION
Traffic Accident Medical Expenses and SGK Payments
Comprehensive information on medical expenses after a traffic accident, SGK payments, and what you can claim from the insurer.
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LEGISLATION
Disability Assessment Procedures Regulation
Full text of the regulation on disability assessment procedures.
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LEGISLATION
Social Insurance Health Procedures Code
Social Insurance Health Procedures Code — the primary legislation used in disability calculations in traffic accident compensation cases.
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LEGISLATION
Regulation on Disability Criteria, Classification and Health Board Reports
Full text of the regulation on disability criteria, classification, and health board reports.
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LEGISLATION
Regulation on Determination of Loss of Working and Professional Earning Capacity
Regulation on determination procedures for loss of working and professional earning capacity.
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COURT PRECEDENTS
Disability Report Based on Regulation in Force at Date of Accident – BAM Precedent
Regional Court of Justice precedent: the regulation in force at the date of the accident must be taken as the basis for disability reports.
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COURT PRECEDENTS
Disability Report Based on Regulation in Force at Date of Accident – Court of Cassation Precedent
Court of Cassation precedent: the regulation in force at the date of the accident must be taken as the basis for disability reports.
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LEGISLATION
Compulsory Motor Third Party Liability Insurance General Conditions (Current – 20.03.2020)
Updated version of the traffic insurance general conditions dated 20.03.2020.
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LEGISLATION
Regulation on Special Needs Assessment for Children (ÇÖZGER)
Full text of the regulation on special needs assessment for children (ÇÖZGER).
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LEGISLATION
Regulation on Disability Assessment for Adults
Regulation on disability assessment for adults – valid from 20.02.2019.
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TRAFFIC OFFENCES & PENALTIES
Traffic Penalty Points and Appeal
2021 updated traffic penalty point list. Information on driving licence penalty point queries, appeals, and reinstatement procedures.
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TRAFFIC ACCIDENT COMPENSATION
Traffic Accident Compensation
Frequently asked questions about traffic accident compensation: How is it calculated, where to apply, what is the statute of limitations?
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COURT PRECEDENTS
Developing Condition in Disability – Court of Cassation Ruling
The concept of a developing condition in disability cases and the Court of Cassation's landmark ruling on the matter.
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VEHICLE VALUE LOSS
Vehicle Value Loss – Traffic Insurance
How to apply for vehicle value loss? Calculation methods, statute of limitations, required documents, and FAQs.
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